Welcome to Gemini Properties
... A Realtor You Can Trust Bringing your dream home to light
Opp Datta Mandir Chowk, 7. Sunshine Avenue, Opp
To Sleepwell , Ahead of HDFC Bank, Viman Nagar,
PUNE, MH 411 014 Phone: 9225512323 Mobile: 9225512323 Email NADIR

Elite Commercial Spaces

We specialize in COMMERCIAL SPACES any budget any size, RENTAL as well as OUTRIGHT PURCHASES

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  Rs
Down Payment:  Rs  
Annual Insurance:  Rs  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  Rs  
Estimate Tax to 1.2% of Cost
Monthly Income:  Rs
Monthly Debt:  Rs
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  Rs
  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: Rs
Annual Rental Increases:  %
Monthly Renter Insurance: Rs
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %